Mondassur expat health insurance (Gold Expat): broker profile
Mondassur is a broker, like Izem Expat: it places its contracts with a panel of partner insurers rather than carrying the risk itself. Its Gold Expat range is among the widest on the market, with a variant that tops up the CFE.
StatusBroker, a commercial brand of DIXIAL SARL, ORIAS 07 034 691
Head officeBoulogne-Billancourt, on the market since 2001
RangeGold Expat (with a CFE top-up variant), Travel Pass, Horizon 365, three student plans, Working Holiday Visas and nomads
Age limit64 for Gold Expat, 65 for Gold Expat CFE, 30 to 35 for the student plans
Care networkAetna network in the United States, claimed cover in more than 190 countries
Mondassur is the commercial brand of DIXIAL, an insurance broker based in Boulogne-Billancourt and active since 2001; the company claims to have covered more than 100,000 people over two decades. Like Izem Expat, Mondassur does not carry the risk: it places its contracts with a panel of partner insurers, without always naming the exact insurer per plan on its commercial pages, a point of transparency worth knowing before comparing a Mondassur price with that of an insurer that names its risk carrier directly.
The range is wide: Gold Expat for standard expatriation, its Gold Expat CFE variant as a top-up to the public fund, Travel Pass and Horizon 365 for travel, and three student plans (Student Backup, Budget, Global) that also cover Working Holiday Visas. Each main range comes in three levels, Access, Safe and Premium.
The care network relies on Aetna in the United States and claims a presence in more than 190 countries, with no upfront hospital costs. The contract also includes repatriation assistance and a teleconsultation line, available from France as well as from abroad. Subscription is entirely online, including from abroad. Age limits range from 30-35 for the student plans to 64-65 for Gold Expat, and pre-existing conditions remain excluded everywhere except on the Student Global plan.
Comparing several levels with one broker
Each main range comes in three levels, Access, Safe and Premium.
Students with a pre-existing condition
Only the Student Global plan in the student range accepts them, a rare case in this segment.
Working Holiday Visas and digital nomads
Dedicated plans exist for this hybrid status between travel and expatriation.
A wide range with a single point of contact
Useful for avoiding comparisons across several sites for different profiles within the same family.
Worldwide, with a dedicated Aetna network in the United States and claimed cover in more than 190 countries.
Plans we place- Pre-existing conditions are excluded, except on the Student Global plan, which is the exception.
- Preventive care and elective or comfort treatments are not covered.
- Extreme sports and sports practised professionally are excluded.
- Destinations advised against by the French Ministry of Foreign Affairs are excluded from cover.
- Maternity is covered after a waiting period of up to 10 months, depending on the plan.
Your questions about Mondassur.
Which insurer actually carries the risk at Mondassur?
It depends on the plan: Mondassur works with a panel of partners without always showing this clearly on its commercial pages. Each contract’s policy documentation states the exact insurer.
Does Mondassur offer a plan for students with a pre-existing condition?
Yes, the Student Global plan is the only one in the student range to accept pre-existing conditions, a rare case among student insurers.
Up to what age can you subscribe to Gold Expat?
64 for Gold Expat, 65 for its CFE top-up variant (Gold Expat CFE).
Page written by Izem Expat based on the policy wording and information documents published by the insurer; it is not binding on the insurer. Exact benefits depend on the plan and the year of subscription.
Reviewed by Mustapha Naït Cherif