Assur Travel student health insurance abroad: broker profile
Assur Travel places its student contract with MGEN, its mutual insurer and shareholder since 2025. A single contract serves as proof of cover for study, a Working Holiday Visa, au pair placements or a volunteering assignment, up to age 35.
StatusWholesale broker, majority-owned subsidiary of MGEN since May 2025
Head officeVilleneuve-d’Ascq, on the market since 2004
Risk carrier (student contract)MGEN, with assistance from VYV International Assistance
Maximum subscription age35
Reimbursement ceiling€200,000 to €500,000, depending on the destination
Assur Travel is a French wholesale broker, based in Villeneuve-d’Ascq near Lille and operating since 2004. Since May 2025, the mutual insurer MGEN has held a majority of its capital, and it is MGEN that carries the risk on the student contract, with assistance handled by VYV International Assistance; Assur Travel is therefore placing a product from an established French mutual insurer, not an in-house contract.
The flagship contract, open up to age 35, covers a student on exchange, someone on a Working Holiday Visa, an au pair or a volunteer on a VSI assignment alike: a single certificate is enough for the different visa types. The reimbursement ceiling rises to €500,000 in around a dozen expensive destinations (the United States, Canada, Australia, Japan, Singapore, and others) and stays at €200,000 elsewhere.
Everyday care must be paid upfront and reimbursed on presentation of receipts; only hospital stays of more than 24 hours qualify for direct billing. Pregnancy already under way, motorised or aerial sports, and high-altitude mountaineering are excluded. For anyone over 35 or planning long-term expatriation, Assur Travel is not the right fit: see our plans for employed and retired expatriates instead.
Students and university exchanges
The contract covers study, internships and gap years, with liability cover included.
Working Holiday Visa, au pair, VSI assignment
The same contract serves as proof of cover for working holiday visas, au pair placements and VSI volunteering, with no separate application.
Young people on a tight budget
Designed for under-35s, pricing stays among the lowest on the market for full cover.
Worldwide excluding the country of residence, with a €500,000 ceiling in around a dozen high-cost destinations (the United States, Canada, Australia, Japan, and others) and €200,000 elsewhere.
Plans we place- Pre-existing conditions are not covered.
- Pregnancy beyond the 36th week, termination and childbirth are excluded from reimbursement.
- Motorised and aerial sports are excluded, except paragliding, hang-gliding and kitesurfing; mountaineering above 3,500m and combat sports are also excluded.
- Direct billing is reserved for hospital stays of more than 24 hours; everyday care must be paid upfront and reimbursed on presentation of receipts.
Your questions about Assur Travel.
Does the Assur Travel contract cover a Working Holiday Visa in Canada?
Yes, the same student contract serves as proof of cover for a Working Holiday Visa, an au pair stay or a VSI volunteering assignment, with no separate application, up to age 35.
Does Assur Travel offer direct billing?
Only for hospital stays of more than 24 hours. Everyday care must be paid upfront and is then reimbursed on presentation of receipts, via the app or by post.
What happens to cover after age 35?
Assur Travel’s student contract is no longer available: for standard expatriation or a temporary stay beyond this age, compare our other dedicated plans through the comparator.
Page written by Izem Expat based on the policy wording and information documents published by the insurer; it is not binding on the insurer. Exact benefits depend on the plan and the year of subscription.
Reviewed by Mustapha Naït Cherif