April International expat health insurance (MyHealth International): broker profile
April International distributes its expat health offer through APRIL International Care France, with the risk carried by Groupama Gan Vie and Chubb European Group. Five plans, from Emergency to Premium, let you fine-tune the level of cover.
EntityAPRIL International Care France SAS, Paris, ORIAS 07 008 000
Risk carriersGroupama Gan Vie (health/life), Chubb European Group SE (assistance/liability)
Claimed experienceMore than 40 years in expatriate health insurance
ProductMa Santé Internationale (MyHealth International), five plans from Emergency to Premium
Subscription age10 to 74, depending on the zone chosen
April International sells its expat health offer under the entity APRIL International Care France, a Paris-based wholesale broker that places the risk with Groupama Gan Vie for health cover and with Chubb European Group SE for assistance and liability. April claims more than 40 years of experience in this segment.
The product, Ma Santé Internationale, sold under the name MyHealth International, comes in five plans, from Emergency to Premium, across coverage zones numbered 0 to 5 and extendable worldwide. Subscription is open from age 10 to 74 depending on the zone chosen, with a narrower range (16-64) on the most economical zone. The mid-tier plans cover most everyday needs, while the Premium plan adds higher ceilings and extra services such as teleconsultation.
The emergency guarantee applies even outside the chosen zone for stays of under 90 days, which simplifies back-and-forth travel. Pre-existing conditions remain excluded unless declared and accepted, as does professional sport. April highlights that there is no need to advance hospital costs thanks to its direct-billing card and a network of more than two million professionals; it is also one of the insurers in our panel that offers a genuine CFE top-up option, useful for keeping out-of-pocket costs down without switching to full first-euro cover.
Anyone wanting a flexible plan
Five levels, from Emergency to Premium, let you fine-tune budget and cover.
Expatriates planning a pregnancy
Maternity cover is available as an option on the higher plans, to plan for before departure.
Anyone affiliated to the CFE
April is one of the insurers offering a genuine CFE top-up option, rather than only full first-euro cover.
Zones 0 to 5 depending on the destination, extendable to worldwide; the emergency guarantee stays active outside the chosen zone for stays of under 90 consecutive days.
Plans we place- Pre-existing conditions are not covered, unless declared and accepted.
- Professional sport is excluded.
- Consequences linked to alcohol and treatment that is not medically justified are excluded.
- Under liability cover, driving a motor vehicle or a horse-drawn vehicle is not covered.
Your questions about April International.
Does MyHealth International offer a CFE top-up?
Yes, April International is one of the insurers in our panel that offers a genuine CFE top-up option, useful for keeping out-of-pocket costs down without switching to full first-euro cover.
Up to what age can you subscribe with April International?
Subscription is open from age 10 to 74 depending on the coverage zone chosen, with a narrower range (16 to 64) on the most economical zone.
Is April International linked to AXA – Global Healthcare?
No. The two companies remain separate, competing entities in the international health insurance market; we found nothing confirming a takeover or merger between them.
Page written by Izem Expat based on the policy wording and information documents published by the insurer; it is not binding on the insurer. Exact benefits depend on the plan and the year of subscription.
Reviewed by Mustapha Naït Cherif