Eight situations, eight types of cover.
Every move abroad has its own constraints. Choose yours, or start the comparator, it gets you there in two minutes.
Settling abroad long-termLong-term expatriationAs soon as you settle abroad long-term, French social security stops covering you. Here is what you need to know, and what we put in place.Discover
Working holidays, assignments, transitionsTemporary staysA few weeks or months outside France: a working holiday, a freelance assignment, a transition between two lives. Cover needs to start immediately, meet visa requirements, and stop when you come home.Discover
Visas, universities, exchangesStudying abroadUniversity, an exchange programme, a gap year: your institution and the consulate each demand their own proof of cover. It has to arrive before term starts, not after.Discover
Group cover, HR, international mobilityBusiness & mobilityYour staff move abroad; your obligations stay with you. Group expatriate contracts, assignment cover, group plans, sized to your HR needs, not to a catalogue.Discover
Seniors, pre-existing conditions, the CFERetiring abroadRetiring in Portugal, Thailand or Morocco: your pension follows you, French social security does not. Past 60, the right contract comes down to three criteria that online comparison sites ignore: the maximum age for taking out cover, what happens to conditions you already have, and trips back to France.Discover
Multiple countries, one contractDigital nomads & freelancersThree months in Lisbon, six in Bali, a winter in Dubai: your address changes, your cover shouldn’t have to change with it. A freelancer has no employer and no group contract behind them, you choose your own health cover, and it’s your business that stops if it’s missing.Discover
Protecting those who stay behindLife & disability coverAbroad, French state protection stops at the border: no more Social Security death benefit, no more disability pension, and often no employer group scheme. International life and disability cover pays a lump sum or an income to your family if you die, and an income if you can no longer work. It is the contract nobody mentions before leaving, and the one people regret not having.Discover
Borrowing in France from abroadMortgage insuranceBuying in France while living in Singapore, Dubai or Montreal is possible. But the bank requires borrower insurance, and the bank’s insurer often refuses non-residents, or overcharges them. A separate contract, with an insurer that accepts your country of residence, unlocks the loan and often costs less.Discover