AXA – Global Healthcare expat health insurance: broker profile and positioning
Under the AXA brand, individual health insurance for expatriates is carried by AXA Global Healthcare, an entity distinct from the group cover AXA sells to companies in France. Five levels of cover make up the range.
EntityAXA Global Healthcare (EU) Limited, Dublin, regulated by the Central Bank of Ireland
Track recordAXA claims more than 60 years of experience in international health cover
PlansFive levels, from Foundation to Prestige Plus
Care networkAXA Select network, more than 2 million professionals in more than 190 countries
SupportDedicated French-speaking line
Under the AXA brand, individual health insurance for expatriates is carried by AXA Global Healthcare, an entity distinct from the group health cover the group sells to companies in France and from AXA Partners’ travel assistance. AXA Global Healthcare (EU) Limited, based in Dublin and regulated by the Central Bank of Ireland, handles subscriptions for European Union residents; a sister entity in London covers the United Kingdom. AXA claims more than sixty years of experience in this segment.
The range has five levels, from Foundation to Prestige Plus, with a choice of worldwide or worldwide-excluding-United-States cover. The care network, known as AXA Select, claims more than two million professionals and facilities in more than 190 countries, with a French-language support line.
Pre-existing conditions are generally excluded unless expressly accepted. AXA suits anyone looking for a recognised international brand with a wide choice of cover levels. To compare the ceilings, age limits and waiting periods that apply to your own profile, an individual quote remains essential: AXA does not publish a standard grid on its public website, unlike several other insurers in our panel.
Anyone wanting a recognised international brand
Large groups and individuals who prefer a globally known insurer to a lower-profile one.
A wide choice of levels
Five levels of cover, from Foundation to Prestige Plus, to fine-tune the budget precisely.
Expatriation across a whole career
A single policy designed to follow a long international career, rather than a contract for each stage.
Worldwide or worldwide excluding the United States, depending on which of the five levels you choose: Foundation, Standard, Comprehensive, Prestige or Prestige Plus.
Plans we place- Pre-existing conditions are generally excluded, unless specifically declared and accepted.
- The entry-level Foundation plan has tighter cover than the rest of the range: check it item by item.
- Age limits and waiting periods are only given at quote stage: nothing is standardised on this point at AXA.
- Distinct from the group cover AXA sells to companies in France: make sure you are looking at the individual AXA Global Healthcare offer.
Your questions about AXA.
Is AXA’s expatriate offer the same as the AXA health insurance sold in France?
No. International health insurance for individuals falls under AXA Global Healthcare, an entity distinct from the group cover AXA offers companies and from AXA Partners’ travel assistance.
What does AXA Global Healthcare cost?
No standard grid is published: age limits, waiting periods and pricing depend on an individual quote. This is a notable difference from insurers that publish a clear entry-level grid.
Which AXA plan should you choose for a first expat contract?
The Foundation plan has the tightest cover; for genuinely comprehensive cover, Standard or Comprehensive are the most common starting points for long-term expatriates.
Page written by Izem Expat based on the policy wording and information documents published by the insurer; it is not binding on the insurer. Exact benefits depend on the plan and the year of subscription.
Reviewed by Mustapha Naït Cherif