Between the paperwork, lifestyle changes, and cultural adjustments, there’s one critical question many people overlook: what happens if you get sick or injured while living overseas?
Medical costs abroad can be shockingly high, especially in countries like the United States, Singapore, or the UAE. A single hospital stay can seriously disrupt your budget. Yet, many expats believe they’re covered—when in reality, they’re either not covered at all or not adequately protected.
When you relocate abroad, you automatically leave your home country’s healthcare system. For example, French citizens are no longer covered by their national health insurance unless they voluntarily join the Caisse des Français de l’Étranger (CFE). Even then, the coverage is partial and often falls short in real-world situations.
Each country has its own pricing for medical services. In New York, a night in the hospital can cost over €8,000. In Dubai, a routine delivery in a private clinic can easily exceed €10,000. In Bangkok, even minor surgery can cost as much as it would in Europe—but with no reimbursement at all if you’re not properly insured.
This is where international medical insurance becomes essential.
Some countries require foreign residents to purchase local health insurance. But these plans are rarely designed for expat needs. They typically cover only care within the country of residence, exclude international coverage and repatriation, offer little to no multilingual support, and lack personalized assistance.
It gives you access to a wide range of hospitals, simplifies reimbursement, and includes emergency evacuation or repatriation when needed. It covers you during holidays, business trips, and even when you visit your home country temporarily.
It’s the only way to ensure quality care, wherever life takes you.
When you’re moving with a partner or children, healthcare becomes an even greater priority. Most international plans include maternity coverage, general healthcare, vaccinations, annual checkups, vision, dental, and even alternative treatments. If something goes wrong, you can get 24/7 support in your language through a simple mobile app.
That’s real peace of mind—without the administrative stress.
No one plans for an accident or illness. But those who’ve experienced it will tell you: being prepared makes all the difference. Getting international health insurance isn’t just about “what ifs.” It’s a smart, practical step to make sure your life abroad remains a positive experience—even when health issues come into play.
At Izem Expat, we help individuals, families, freelancers, and international companies find tailor-made health coverage that fits their needs, destination, and budget.
Our approach is simple: we listen to your needs, compare top-rated insurers, and guide you through the process—transparently and with no bad surprises.
Need a quick, clear quote tailored to your destination?
Contact us via WhatsApp or click here to get your free quote : we’ll handle the rest!
+33 7 45 45 86 09
contact@izem-assurances.fr
