Comprehensive health cover for a worry-free life abroad
Expatriating is much more than just moving: it’s changing your healthcare system, your points of reference and your habits. Izem Expat is there to support you with reliable, flexible, recognized solutions adapted to your country of residence.
Our long-term formulas are available from the 1st euro or in addition to the CFE, and can be adjusted to your profile to give you lasting peace of mind.
Comprehensive long-term health insurance for expats worldwide
Expatriate families
Are you moving abroad as a couple or with your children? We can help you protect every member of your family with solid cover tailored to your destination.
Entrepreneurs & freelancers abroad
Setting up or running a business abroad? Our packages can be adapted to your daily professional and personal life.
Digital nomads
Do you regularly change countries while working remotely? Benefit from flexible, multi-country, seamless coverage.
Accompanying spouses
Are you following a loved one on an international assignment? Benefit from comprehensive protection, even if you’re not working locally.
Retired abroad
Are you leaving to live out your retirement in other latitudes? Our offers guarantee you peace of mind and optimum coverage abroad.
People taking a sabbatical or changing their life
Are you leaving for a personal project or a new start? Don’t leave without reliable, international coverage.
Get comprehensive coverage in your country of residence
Compliance with local health systems
Easier access to quality care (public or private)
Coverage of routine expenses, hospitalization and emergencies
What does the long-stay medical plan include?
- Hospitalization (scheduled or emergency)
- Medical consultations & routine care
- Prescription drugs
- Maternity (option depending on plan)
- Optical and dental care (depending on options)
- Repatriation assistance
- Access to teleconsultation
- Dedicated French-speaking customer service
- Health coverage from the first euro or in addition to CFE
- Subscription possible before or after departure
- Pricing based on age, country and options selected
- Eligible for individuals living abroad or on mobility programs
Do I have to be in France to subscribe?
No, you can subscribe even when abroad.
Does the insurance replace the Caisse des Français de l'Étranger (CFE)?
It can complement or replace it, depending on your situation.
Can I cover my family?
Yes, our offers can include spouses and children.